
What is Commercial Property Insurance?
Commercial property insurance covers your business’s buildings, inventory, equipment, and more against fire, theft, vandalism, storms, and other hazards. It’s essential for protecting what you’ve built.
Cover Your Business From:
Fire & Smoke Damage
Theft & Vandalism
Storm & Weather Events
Equipment Breakdown
Building Collapse
Inventory Loss
FAQ
What does commercial property insurance cover?
It covers physical assets—buildings, furniture, equipment, inventory—against losses from fire, theft, storms, and more.
Is business interruption included?
Many policies include or offer optional coverage for lost income if a covered event temporarily closes your business.
Does it cover tenant improvements?
Yes, if you’ve made improvements or upgrades to your rented business space, you can insure those as part of your property policy.
Are flood or earthquake losses covered?
Flood and earthquake damage are typically excluded and require separate policies for protection.